Personal banking
Discover all the ways we put your money to work
Banking solutions that work as hard as you do.
Banking solutions that work as hard as you do.
We want to make sure your unique needs are met. That's why we offer a range of notable features.
Our Yield Pledge accountsWe guarantee that your yield will always be high. We regularly compare the rates other banks are offering to make sure we keep your yield among the top 5% of Competitive Accounts. guarantee yields in the top 5%.x
No monthly maintenance or overdraft fees. We're here to grow your money, not take it.
Get peace of mind with a robust safety net of FDIC insurance coverage expandable up to $50Mx with our CDARS® CD.x
Your balance and the interest you accrue earns money with interest compounded daily.
We don’t charge ATM fees, and we’ll even pay you back when others do.x
When you want your money, you’ve got optionsAvailable options vary depending on your account type. , including debit cards, personal checks, online and wire transfers, online bill pay and Zelle®.x
We're serious about making sure your hard-earned money goes the distance. That's why our EverBank Performance Savings account delivers you a well-deserved high yield, no monthly maintenance fee and convenient online and mobile access.
With a $50,000 balance, our APY beats the competition.
Take a closer look with a side-by-side comparison of some of our featured accounts.
EverBank Performance Savings | EverBank CD | Yield Pledge Money Market | Yield Pledge Checking | |
---|---|---|---|---|
Rate | 5.15% APYx | 5.05% 9-month CD APYx | 4.30% 1-year intro APYFirst-year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250K. Ongoing APYs otherwise apply.x | 0.40% APY on all balance tiersx |
Ideal for | Building savings with a great rate accessed through online and mobile services | Locking in a great rate from 3 months to 5 years | Growing your savings with access to ATMs and checks | Everyday banking, using online bill pay, and sending or receiving money |
Competitive high yields | ||||
No monthly account fee | ||||
Debit card with purchase benefits | On request | |||
ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x | ||||
No-fee online bill payExpedited bill payments are available for a fee. | ||||
FDIC insured | ||||
Minimum to open | $0 | $1,000 | $0 | $100 |
Open an account | Open an account | Open an account | Open an account | |
See account details | See account details | See account details | See account details |
Use the TIAA mobile app to bank on your time and on the go.
We protect your information with strong encryption methods. Plus, we have your back with our Web Safety Guarantee.x
Our great rates, dedicated personal service and wide range of financial products earned us a GOBankingRates Best Online Banks of 2024 award.
Bankrate's 2024 review of our products and services earned us a 4.8 star rating out of 5 for quality and client focus.
BauerFinancial awarded us with an “Excellent” rating to recognize our financial strength and stability.x
Explore all the ways we can help you make the most of your money.