What to know

FHA Streamline Refinance

Already have an FHA loan and looking to reduce your monthly payment? This could be the solution for you. Through the FHA Streamline Refinance program, you have the opportunity to quickly move into a new FHA loan with a lower rate and monthly payment. And with costs kept to a minimum, it really could pay to consider refinancing into a new FHA loan today.

Great for many reasons

  • No appraisal if loan amount stays the same
  • No credit qualification if borrower(s) stays the same
  • No cash to close option
  • Reduced mortgage insurance premium
  • Primary and investment properties eligible

What to know

VA Streamline Refinance

Also called the VA Interest Rate Reduction Refinance Loan, this is the program that helps existing VA loan holders achieve a range of goals, including lowering their monthly payment. What makes the program really special is the ease, efficiency and minimal cost associated with getting your new VA loan. At TIAA Bank, we’re extremely proud to offer this opportunity to current and past members of the U.S. military—and we look forward to serving you.

Great for many reasons

  • No cash to close option
  • No mortgage insurance
  • Appraisal may not be required
  • Reduced funding fee
  • Minimal paperwork required

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