Financing Solution
Commercial & Industrial Lending
EverBank’s Commercial Banking team is ready to empower your business with customized financial solutions.
Solutions tailored to your business goals
We offer comprehensive financial solutions tailored for a variety of industries. This flexible and innovative mindset, coupled with our history of consistent operating performance, financial strength and soundness, and disciplined approach to risk management, can put you in a position for success.
Covered Industries
- Industrial & manufacturing
- Healthcare
- Transportation, logistics & distribution
- Retail & wholesale
- Business services
- Professional, technical & financial services
- Innovation banking
- Agriculture
Flexible financing is our specialty
Secure the capital your business needs with our short- and long-term commercial and industrial loans.
Capitalize on opportunity
Manage cash flow easily with revolving and non-revolving lines of credit from EverBank. Whether you want to purchase additional inventory, finance company growth, cover unexpected expenses or simply meet seasonal, fluctuating cash demands, we can help provide your business with the access to cash it needs to succeed.
Ideal for:
- For-profit & non-profit organizations
- Working capital
- Controlling cash flow
- Managing seasonal cash variations
- Expediting inventory demands
Term
1 – 3 years
Collateral
Typically, a lien on all business assets although specific assets can be designated in some circumstances.
Grow at your own pace
Finance your general corporate needs with a term loan from EverBank. We have the capital and flexible terms to help support your business investments and goals.
Ideal for:
- Purchasing machinery & equipment
- Improving commercial properties
- Expanding operations
- Company acquisitions
- Dividend recapitalizations
- Permanent working capital
- Debt refinancing
Term
2 – 10 years
Collateral
The asset being financed, potentially additional collateral dependent on the loan purpose and risk consideration.
Guarantee your transactions
Get the assurance you need to operate confidently with our irrevocable financial or performance standby letters of credit.
Ideal for:
- Domestic & international trade financing
- Guaranteeing repayment & performance
- Lease agreements
Term
1 month – 3 years
Collateral
Required and dependent on the nature of the transaction.
Expand with confidence
When it’s time to expand your physical footprint, EverBank can help make your move as smooth as your business operations. Let us finance the purchase or refinance of your next space.
Ideal for:
- Purchasing a new operating facility
- Refinancing an existing location
Term
5 – 25 years (with rate resets as appropriate)
Collateral
Primary lien on the real estate being financed.
RELATIONSHIP MANAGERS
The right expertise on your side
Our dedicated specialists have the knowledge and experience to customize the right financing for your unique needs. Contact us today, and let’s work together to move your business forward.
Florida
Fontaine LeMaistre IV
SVP and Regional Commercial Banking Manager
Northern California
Matt Peyret
SVP and Regional Commercial Banking Manager
Southern California
Stephanie Buckley
SVP and Regional Commercial Banking Manager
Comprehensive commercial banking solutions
Move your business forward with EverBank’s high-value commercial banking solutions. From treasury and merchant services to business accounts and tools, we can help you strategically grow and manage your finances.
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