Call 1.888.882.3837 to open this account by phone, or visit one of our financial centers in Florida or California.
EverBank Performance℠ Money Market
Confidently grow your money faster
The more you save, the more you earn. It’s the best of both worlds with high-yield savings and easy access to your money, plus no hidden fees.
- No monthly maintenance fee
- Access with checks and debit card Checks and debit card available upon request.
- Bill pay and mobile check deposits1
- Flexible money movement options
- ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.2
- FDIC-insured
- $0 to open
Calculate your earnings
$1,997 earnings for deposit amount of $50000 with a 12 month term and 4.00% APY rate
APY3
4.00%
No minimum to open
one-year earningsEarnings are illustrative and based on balance and APY shown over a one-year period with no withdrawals. Actual earnings may differ based on rounding factors and potential changes to the APY.
$1,997
Don't Settle For Average
With a $50,000 balance, our APY beats the competition.
- National average40.44%
- TD Bank50.03%
- Wells Fargo50.26%
Top-rated money market account
In 2025, our EverBank Performance Money Market account was selected as one of the best by GOBankingRates.
Mobile Banking
Our mobile app keeps you in touch with your money
Use the EverBank mobile app to bank on your time and on the go.
STRONG AND SECURE
We’ve got your back
You’ve worked hard for your money, so naturally you want to protect it. That’s why with every account at EverBank, we deliver stringent security measures to help reduce fraud risk and prevent unauthorized transactions.
Call to open
Your money's going to thank you
Set your money on the right course with our banking solutions that work as hard as you do.
Monday – Friday, 8 a.m. – 8 p.m. (ET)
Saturday, 9 a.m. – 7 p.m. (ET)
- Apply
Have a specialist assist you by phone or visit a financial center.
- Fund account
Send an opening deposit by online transfer or mobile deposit.
- Start banking
Set up online banking and watch your money grow.
Fees at a glance
No hidden fees
The EverBank Performance Money Market account makes everyday transactions easy and accessible with no hidden fees. Know what to expect: no surprises, just better banking.
- $0Monthly maintenance fee
- $0EverBank ATM feesWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.2
| Fee type | Fee amount |
|---|---|
| Mobile check deposit fee | $0 |
| Overdraft transfer feeBy setting up a link between two EverBank accounts, you can leave the worry of overdrafts behind. | $0 |
| Replacement debit card | $0 |
| Official Check feeAn Official Check serves as a guarantee of funds. Typically required for larger purchases, they are issued as official bank checks and signed by a bank representative. | $0 |
Gain greater access to your money with EverBank Performance Checking
Our EverBank Performance℠ Checking is equipped with a debit card, personal checks, Zelle® plus online bill pay.
Your questions answered
Yes. Your deposits with us will be FDIC insured up to the standard $250K per depositor for each account ownership category.6 We employ a wide range of security measures to ensure the safety of your digital information. EverBank has also received industry recognition for safety and financial strength from a number of respected sources.
With our EverBank Performance Money Market account, there is no minimum required to earn interest. Plus, there’s no minimum to open an account.
There are many ways you can access and move funds. The EverBank Performance Money Market account comes with a debit card and personal checks upon request. For digital access, you can make mobile deposits1 and move money via online and wire transfers between your EverBank accounts or from another financial institution.
When it’s time to make a deposit, choose from several different options. You can make mobile deposits1 on the app at anytime up to $50,000 a day.
Also, easily make online transfers between your accounts at other banks and your EverBank account; set them up one at a time or create a recurring schedule. If you want a simple way to build an account balance quickly, you can set up direct deposit. You can even go the traditional route and either wire or mail us a deposit.
Call 1.888.882.3837 to open this account by phone, or visit one of our financial centers in Florida or California.
Information to keep in mind
Must be an existing bank client enrolled in online banking using the EverBank mobile app. See our Mobile Check Deposit Agreement for information on crediting of deposits. Funds availability subject to the terms within our Funds Availability Disclosure. Both are found in your Personal Account Terms, Disclosures and Agreements Booklet.
We do not charge ATM fees and will automatically reimburse you up to $15 for the ATM fees paid at other U.S. ATMs each month, regardless of your account balances with us. For your bank accounts with us that carry a minimum average daily balance of $5,000, ATM fee reimbursement is unlimited. Reimbursement is subject to termination for fraud or abuse and will not apply for the month in which your account is closed. You may also use your bank debit card at Allpoint and MoneyPass ATMs nationwide without incurring a fee. Allpoint is a registered trademark of ATM NATIONAL, LLC. MoneyPass and the MoneyPass logo are registered trademarks of U.S. Bank National Association, doing business as Elan Financial Services.
The quoted EverBank PerformanceSM Money Market Account Annual Percentage Yields (APYs) are accurate as of 04/11/2025. This is a tiered, variable rate account and the APYs and balance tiers may change without notice. The variable APY applicable to the account each day is determined by the ending daily collected balance as follows: 4.00% for $100,000 and up; 4.00% for $50,000 - $99,999.99; 4.00% for $25,000 - $49,999.99; 4.00% for $10,000 - $24,999.99; and 2.02% for balances under $10,000. The required minimum opening deposit is $0. Fees may reduce earnings.
National Average APY information as of 04/10/2025, as tracked in Bankrate.com's National Average survey. National Average APYs and terms and conditions can change at any time.
Source: Curinos LLC as of 04/10/2025. Competitor APY information is obtained from public sources; accuracy and completeness cannot be guaranteed. Competitor data may vary by region and is subject to change at any time. Curinos is not liable for reliance on the data.
EverBank, N.A. is an FDIC-insured national banking association. The standard FDIC insurance limit of $250,000 applies per depositor, per insured depository institution for each account ownership category.
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