MarketSafe® CDs

No risk, no reward? Don’t bet on it.

When available, our limited-time MarketSafe CDs offer up a unique opportunity to tap into historically risky markets with zero risk of loss to your principal.x

Sorry, no CDs currently available

If you’re interested in hearing about when our next MarketSafe CD will be available, have us contact you when it becomes available.

Safety first

Where the only potential is positive potential

Are you always wondering how much money to risk on a new market opportunity? It’s a balancing act like few others. It could mean a big payday or total loss. In creating our U.S. dollar-denominated MarketSafe CDs, we’ve removed concern over principal risk from the equation. Discover this safe alternative for tapping into the potential of historically risky markets, like foreign currencies and commodities, today.

  • 100% principal protectionx

    Our MarketSafe CDs offer a unique combination of 100% principal protection and the potential for strong, market-driven gains. Yes, sometimes the smartest investments are in fact the safest ones.

  • Financial innovation at work for you

    While traditional CDs have their place in many peoples’ financial plans, not all plans are created the same. With a MarketSafe CD, you can seek more.

How it works

Seek the upside, skip the downside

With a MarketSafe CD, your principal deposit is always secure.x So in the event of poor CD performance over the term of the CD, the least you’ll get back is your upfront investment. On the other hand, if there’s positive performance over the CD term, you’ll receive a Market Upside Payment on top of 100% of your principal deposit. Market Upside Payment calculations may vary by MarketSafe CD and will be explained on the applicable CD’s term sheet.

Your principal deposit is 100% secure. If the market gains, you'll receive an upside payment. If the market loses or maintains, you will retain your principal.

MarketSafe alerts

What’s coming up next?

Don’t miss out on future MarketSafe CDs. Complete the form, and we’ll be in touch when the next one’s ready.

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Routing Numbers

ACH: 063092110
Wire transfer: 063000225

How to start investing

  1. Open your cash account

    Apply online to open your new EverBank Performance℠ Cash Management Account. You'll use this companion cash account to fund investments and hold reserve funds.

  2. Fund your account

    Send an opening deposit to your new cash management account by online transfer, wire or mail.

  3. Choose your investments

    After your cash management account has been funded, you can choose your investments through your World Markets account in Online Banking. Use the "Open account" feature.

    Alternatively, you can select products over the phone with a World Markets expert. We reach out to new account holders within 2 business days.

Open cash account
1.800.926.4922

MarketSafe alerts

We’ll be in touch

Fill out the form below to stay in the loop about future MarketSafe CDs.