Personal banking
Discover all the ways we put your money to work
Banking solutions that work as hard as you do.
Get more bank for your buck
Your unique needs are important. That’s why we offer features that make banking easier.
- Competitive rates
We’re committed to your success with high yield accounts offering powerful earning potential.
- No hidden fees
No monthly maintenance or overdraft fees. We're here to grow your money, not take it.
- FDIC insurance into the millions
Get peace of mind with a robust safety net of FDIC insurance coverage expandable up to $50Mx with our CDARS® CD.x
- Earn interest on interest
Your balance and the interest you accrue earns money with interest compounded daily.
- ATM fee reimbursements
We don’t charge ATM fees, and we’ll even pay you back when others do.x
- Convenient access
When you want your money, you’ve got optionsAvailable options vary depending on your account type. , including debit cards, personal checks, online and wire transfers, online bill pay and Zelle®.x
Built to give you a competitive advantage
We're serious about making sure your hard-earned money goes the distance. That's why our EverBank Performance Savings account delivers you a well-deserved high yield, no monthly maintenance fee and convenient online and mobile access.
See how we compare
8x the national average
With a $50,000 balance, our APY beats the competition.
- National averagex0.48%
- Bank of Americax0.01%
- Wells Fargox0.01%
A range of banking solutions
Take a closer look with a side-by-side comparison of some of our featured accounts.
| EverBank Performance Savings | EverBank Performance CD | EverBank Performance Money Market | EverBank Performance Checking | |
|---|---|---|---|---|
| Rate | 4.30% APYx | 4.10% 13-month CD APYx | 4.00% APY on balances $10,000+x | 0.25% APY on all balance tiersx |
| Ideal for | Building your savings with a high yield and online access | Locking in a great rate with flexible terms from 3 months to 5 years | Growing your money faster with easy access using ATMs and checks | Everyday banking that earns interest and offers you secure access to your money 24/7 |
| Competitive high yields | ||||
| No monthly account fee | ||||
| Debit card with purchase benefits | On request | |||
| ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x | ||||
| No-fee online bill payExpedited bill payments are available for a fee. | ||||
| FDIC insured | ||||
| Minimum to open | $0 | $1,000 | $0 | $100 |
| Open an account | Open an account | Open an account | Open an account | |
| See account details | See account details | See account details | See account details |
Mobile Banking
Our mobile app keeps you in touch with your money
Use the EverBank mobile app to bank on your time and on the go.
STRONG AND SECURE
We’ve got your back
You’ve worked hard for your money, so naturally you want to protect it. That’s why with every account at EverBank, we deliver stringent security measures to help reduce fraud risk and prevent unauthorized transactions.
How We Rate
Feel good about your bank
Best Internet Banks of 2024
Our EverBank Performance accounts feature competitive rates and low fees, winning us Kiplinger’s Best Internet Banks of 2024 award.
Best Online Banks of 2024
Our great rates, dedicated personal service and wide range of financial products earned us a GOBankingRates Best Online Banks of 2024 award.
Best of 2024
USA Today Blueprint recognized us as among the Best Banks in 2024 for high yields and no monthly account fees.
Our full range of banking accounts and resources
Explore all the ways we can help you make the most of your money.
Savings accounts
Checking accounts
CD accounts
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