FDIC Insurance

Feel secure knowing your money is covered

EverBank is a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits with us are protected and insured by the U.S. government up to the standard $250K per depositor for each account ownership category.^x And by opening different accounts using varying ownership categories, you can easily expand your coverage—and confidence.

CERTIFICATE NO. 34775

Expanded coverage scenario

The following is a hypothetical example of how a married couple was able to secure FDIC insurance on $1.5 million in deposits at EverBank.

This calculation assumes that all of the above accounts are on deposit at EverBank, and that the account owners do not have accounts other than those listed above at this bank.

CDARS® CD

For FDIC insurance coverage into the millions

Every situation is different, and when you need expanded FDIC insurance coverage, we’re pleased to offer a solution as an Intrafi Network member. That solution is the CDARS CD account^x which has the potential to provide you access to FDIC insurance coverage on up to $50 million in deposits.^x Through the IntraFi Network, the funds you submit for placement in an IntraFi CD with us are divided into amounts under the standard FDIC insurance maximum of $250K and placed into CDs at other banks in the network.^x The results for you include broader financial security and the added convenience of working with just one bank.

Learn More