EverBank Performance℠ CD
Flexible terms with impressive growth
Terms from 3 months to 5 years
Interest withdrawal option at opening
No monthly maintenance fee
Automatic renewal at maturity
$1,000 to open
APYx
0%
$1,000 minimum to open
EarningsEarnings are illustrative and based on a CD held to maturity with the deposit and APY stated. Actual earnings may differ based on rounding factors.
$0
Lock in a great rate and peace of mind
Enjoy earning a fixed interest rate for the term you select, from 3 months to 5 years.
Annual Percentage Yields (APYs) are accurate as of 10/04/2024.
Selected as a best CD account of 2024 for impressive rates and convenient online banking by GOBankingRates.
| Terms | APYx |
|---|---|
| 3 month | 3.95% |
| 6 month | 4.00% |
| 9 month | 4.30% |
| 1 year | 4.10% |
| 1.5 year | 3.70% |
| 2 year | 3.70% |
| 2.5 year | 3.50% |
| 3 year | 3.50% |
| 4 year | 3.50% |
| 5 year | 3.50% |
CDARS® CD
For FDIC insurance coverage into the millions
Every situation is different, and when you need expanded coverage, we’re pleased to offer access to FDIC insurance coverage on millions in deposits.x
STRONG AND SECURE
We’ve got your back
You’ve worked hard for your money, so naturally you want to protect it. That’s why with every account at EverBank, we deliver stringent security measures to help reduce fraud risk and prevent unauthorized transactions.
Open online now
Your money's going to thank you
Set your money on the right course with our seamless online account application.
- Apply
Open your new account online and with ease.
- Fund account
Send an opening deposit by online transfer, wire transfer or mail.
- Start banking
Set up online banking and watch your money grow.
Your questions answered
A certificate of deposit (CD) is a savings product that earns interest on a lump sum for a fixed period of time.
In exchange for depositing your money for a fixed period, EverBank pays a fixed interest rate that’s typically higher than the rates offered on savings accounts. When the term is up, you get back the money you deposited (the principal) plus any interest that has accrued.
Yes. Your deposits with us will be FDIC insured up to the standard $250K per depositor for each account ownership category.x We employ a wide range of security measures to ensure the safety of your digital information. EverBank has also received industry recognition for safety and financial strength from a number of respected sources.
Once the account has been opened and funded, you won’t be able to add additional money during the term of the CD.
Twenty days before the CD matures, you’ll receive a notification. When the CD matures, you can add additional funds to it (within a grace period), withdraw your funds to put in another account, withdraw and open a different CD or let your CD renew as-is.
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