EverBank Performance® CD
Various terms with impressive growth
Terms from 3 months to 5 years
No monthly maintenance fee
Interest withdrawal option at opening
Manage maturity instructions online
$1,000 to open
Calculate your earnings
APYAnnual Percentage Yield (APY)x
0%
$1,000 minimum to open
EarningsEarnings are illustrative and based on a CD held to maturity with the deposit and APY stated. Actual earnings may differ based on rounding factors.
$0
Lock in a great rate and peace of mind
Enjoy earning a fixed interest rate for the term you select, from 3 months to 5 years.
Annual Percentage Yields (APYs) are accurate as of 12/26/2025.
Selected as a best CD account of 2024 for impressive rates and convenient online banking by GOBankingRates.
Self-service CD capabilities
Provide maturity instructions online, in advance of or during your CD’s grace period, with convenient self-service options. Learn more
| Termsx | APYx |
|---|---|
| 3 month | 3.80% |
| 6 month | 3.80% |
| 7 monthAutomatically renews into a 6-month CD at maturity. | 3.80% |
| 9 month | 3.60% |
| 12 month | 3.50% |
| 13 monthAutomatically renews into a 12-month CD at maturity. | 3.60% |
| 18 month | 3.50% |
| 24 month | 3.50% |
| 25 monthAutomatically renews into a 24-month CD at maturity. | 3.55% |
| 30 month | 3.40% |
| 36 month | 3.40% |
| 48 month | 3.40% |
| 60 month | 3.40% |
CDARS® CD
For FDIC insurance coverage into the millions
Every situation is different, and when you need expanded coverage, we’re pleased to offer access to FDIC insurance coverage on millions in deposits.x
STRONG AND SECURE
We’ve got your back
You’ve worked hard for your money, so naturally you want to protect it. That’s why with every account at EverBank, we deliver stringent security measures to help reduce fraud risk and prevent unauthorized transactions.
Open online now
Your money's going to thank you
Set your money on the right course with our seamless online account application.
Apply
Open your new account online and with ease.
Fund account
Send an opening deposit by online transfer, wire transfer or mail.
Start banking
Set up online banking and watch your money grow.
Your questions answered
A certificate of deposit (CD) is a savings product that earns interest on a lump sum for a fixed period of time.
In exchange for depositing your money for a fixed period, EverBank pays a fixed interest rate that’s typically higher than the rates offered on savings accounts. When the term is up, you get back the money you deposited (the principal) plus any interest that has accrued.
Once the account has been opened and funded, you won’t be able to add additional money during the term of the CD. At CD maturity, you will have an option to renew and add money during the grace period only.
When your CD matures, you’ll have the option to update the renewal term, add funds, withdraw funds or close the CD. If you do not provide instructions, your CD will automatically renew.x
You can set or edit maturity instructions online at any time during your CD's term until 5 p.m. (ET) the business day before the CD’s maturity date. Please note that an advanced instruction to close the CD will be final as of 5pm the business day before the maturity date and cannot be undone. Your CD will be closed and there will be no grace period.
Unless your CD is closed, you will have 10 business days after the CD’s maturity date (the grace period) to set or resubmit instructions without penalty. Please note that an instruction to close the CD during the grace period will be executed on the day the instruction is received, is final and ends the grace period.
If no maturity instructions are provided, your CD will renew to the applicable term and receive the interest rate and APY being offered as of your CD’s maturity date .
If you provide an instruction in advance of maturity, your renewed CD will receive the interest rate and APY being offered for the chosen term as of the CD’s maturity date. If you provide alternate instructions during the grace period, your renewed CD will receive the interest rate and APY being offered for that CD term as of the date of your last executed CD instruction.
A CD grace period is a window of time after a CD matures during which you can make changes to their CD without incurring penalties. Those changes can include updating the term, adding funds, withdrawing funds or closing the CD. EverBank provides a grace period that ends 10 business days after the maturity date.
Yes. Your deposits with us will be FDIC insured up to the standard $250K per depositor for each account ownership category.x We employ a wide range of security measures to ensure the safety of your digital information. EverBank has also received industry recognition for safety and financial strength from a number of respected sources.
Tooltip
Tooltip content