Yield Pledge® Money Market
The perfect blend of high-yield and full-service savings
Amplify your earnings with a rate you can count on. Earn a yield in the top 5% of Competitive Accounts,x and enjoy easy access to your money.
- Guaranteed high yields with our Yield Pledge promisex
- No monthly maintenance fee
- Mobile check depositsx
- Access to your money through checks and debit cardChecks and debit card available upon request.
- ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
- Move money with internal and external transfers
- FDIC insured
- $0 to open
In Florida? Visit one of our financial centers for expert one-on-one support.
1-year intro APYDisplayed Annual Percentage Yield (APY) is based on the deposit amount entered and reflects a fixed 1-year introductory APY on balances up to $250K available to first-time money market clients only, and the ongoing APY, as applicable, which can be found at the “View all balance tiers” link below.x
0%
No minimum to open
1st-year earningsEarnings are illustrative and based on balance and APY shown over a one-year period with no withdrawals. Actual earnings may differ based on rounding factors and potential changes to the APY.
$0
Don't Settle For Average
With a $50,000 balance, our APY beats the competition.
- National averagex0.60%
- TD Bankx0.03%
- Wells Fargox0.26%
Our Yield Pledge promise means you know your money’s working for you
Our unique Yield Pledge promise guarantees you some of the most competitive rates in the nation.x
Mobile Banking
Our mobile app keeps you in touch with your money
Use the TIAA mobile app to bank on your time and on the go.
Strong and secure
Get serious security for your savings
We protect your information with strong encryption methods, plus we have your back with our Web Safety Guarantee.x
Open online now
Your money's going to thank you
Set your money on the right course with our seamless online account application.
In Florida? Visit one of our financial centers for expert one-on-one support.
- Apply
Open your new account online and with ease.
- Fund account
Send an opening deposit by online transfer or mobile deposit.
- Start banking
Set up online banking and watch your money grow.
Fees at a glance
No hidden fees
Keep your earnings growing, not eroding. With our Yield Pledge Money Market account, you will not be nickel-and-dimed with a monthly maintenance fee or EverBank ATM fees.x
- $0Monthly maintenance fee
- $0EverBank ATM feesWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
Fee type | Fee amount |
---|---|
Mobile check deposit fee | $0 |
Overdraft transfer feeBy setting up a link between two EverBank accounts, you can leave the worry of overdrafts behind. | $0 |
Replacement debit card | $0 |
Official Check feeAn Official Check serves as a guarantee of funds. Typically required for larger purchases, they are issued as official bank checks and signed by a bank representative. | $0 |
Gain greater access to your money with Yield Pledge Checking
Yield Pledge Checking comes with our Yield Pledge promisex and is equipped with a debit card, personal checks, Zelle® plus online bill pay.
Your questions answered
Yes. Your deposits with us will be FDIC insured up to the standard $250K per depositor for each account ownership category.x We employ a wide range of security measures to ensure the safety of your digital information. EverBank has also received industry recognition for safety and financial strength from a number of respected sources.
With our Yield Pledge Money Market account, there is no minimum required to earn interest. Rest assured that your account yield will always stay in the top 5% of Competitive Accounts, because it’s backed by our Yield Pledge promise.x Plus, there’s no minimum to open an account.
There are many ways you can access and move funds. The Yield Pledge Money Market account comes with a debit card and personal checks, available upon request. For digital access, you can make mobile deposits and move money via online and wire transfers between your EverBank accounts or from another financial institution.
When it’s time to make a deposit, choose from several different options. You can make mobile depositsx on the app at anytime up to $50,000 a day. If you've been with EverBank for more than five years, you can deposit up to $100,000 a day via mobile deposits.
Also, easily make online transfers between your accounts at other banks and your EverBank account; set them up one at a time or create a recurring schedule. If you want a simple way to build an account balance quickly, you can set up direct deposit. You can even go the traditional route and either wire or mail us a deposit.
You automatically qualify for the 1-year intro Annual Percentage Yield (APY) when you open your first Money Market account.
Balances up to $250,000 in a Money Market account earn a fixed 1-year intro APY. Balances over $250,000 receive a blended APY based on the fixed 1-year intro APY applicable to balances up to $250K and the variable ongoing APY associated with the highest balance tier for the account.
When the 1-year intro Annual Percentage Yield (APY) expires, you’ll earn our current ongoing APYs based on your balance. All ongoing APYs are backed by our Yield Pledge promise to keep your yield in the top 5% of Competitive Accounts across the country.x