The quoted EverBank PerformanceSM Savings Account Annual Percentage Yield (APY) is for new accounts only, may not apply to existing accounts, and is accurate as of 03/28/2025. This is a variable rate account, and the APY may change without notice. The required minimum opening deposit is $0. Fees may reduce earnings.
The quoted EverBank PerformanceSM Money Market Account Annual Percentage Yields (APYs) are accurate as of 03/28/2025. This is a tiered, variable rate account and the APYs and balance tiers may change without notice. The variable APY applicable to the account each day is determined by the ending daily collected balance, as shown above. The required minimum opening deposit is $0. Fees may reduce earnings.
The quoted EverBank PerformanceSM CD Annual Percentage Yields (APYs) are accurate as of 03/28/2025. APY assumes interest remains on deposit until maturity. These APYs are applicable to all CD principal balances. The required minimum opening deposit is $1,000. Early withdrawal penalties apply. Fees may reduce earnings.
The quoted CDARS® CD Annual Percentage Yields (APYs) are accurate as of 03/28/2025 and assume that interest remains on deposit until maturity. APYs may change prior to account opening. The following funding limits apply per depositor, per CD term, per week, up to an overall funding limit through CDARS of $50 million: CD terms of 3 months are limited to $12M per week. CD terms of 6 months are limited to $12M per week. CD terms of 1 year are limited to $12M per week. CD terms of 2 years are limited to $1M per week. CD terms of 3 years are limited to $0.5M per week. Early withdrawal penalties apply. Fees may reduce earnings. A minimum deposit of $10,000 is required to open the CD. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. This agreement contains important information and conditions regarding the placement of funds by us. CDARS CDs are not funded and opened ("Placed") immediately. Deposits above single institution FDIC insurance limits will not benefit from higher insurance protection until the deposit is Placed. The date your funds are received sets the earliest time your deposit can be Placed. CDARS CDs are Placed each week on Thursdays or the first Business Day thereafter. See the CDARS Deposit Placement Agreement for details. CDARS is a registered service mark of IntraFi Network LLC.
CDARS has an overall funding limit per depositor of $50 million. This overall funding limit includes all deposits placed in the CDARS product through any IntraFi network bank. This means that if you currently have a CDARS CD with another member bank, the amount of FDIC insurance coverage available to you via the network when opening a CDARS CD with us will be reduced by the amount you already have placed through the CDARS CD you have with the other bank.
The quoted Bump Rate CD Annual Percentage Yields (APYs) are accurate as of 03/28/2025. APY assumes that interest remains on deposit until maturity. These APYs are applicable to all CD principal balances. The required minimum opening deposit is $1,500. Early withdrawal penalties apply. Fees may reduce earnings.
The quoted EverBank PerformanceSM Checking Account Annual Percentage Yields (APYs) are accurate as of 03/28/2025. This is a tiered, variable rate account and the APYs and balance tiers may change without notice. The variable APY applicable to the account each day is determined by the ending daily collected balance, as shown above. The required minimum opening deposit is $100. Fees may reduce earnings.
The quoted Small Business Checking Account Annual Percentage Yields (APYs) are accurate as of 03/28/2025. This is a tiered, variable rate account and the APYs and balance tiers may change without notice. The variable APY applicable to the account each day is determined by the ending daily collected balance, as shown above. The required minimum opening deposit is $1,500. Fees may reduce earnings. This account is only available to unincorporated sole-proprietors and single-member LLCs.
The quoted Non-Profit Checking Account Annual Percentage Yields (APYs) are accurate as of 03/28/2025. This is a tiered, variable rate account and the APYs and balance tiers may change without notice. The variable APY applicable to the account each day is determined by the ending daily collected balance, as shown above. The required minimum opening deposit is $1,500. For any month in which the account's average daily balance is below $5,000, a $14.95 fee will be applied. Fees may reduce earnings.
The quoted Business Interest Checking Account Annual Percentage Yields (APYs) are accurate as of 03/28/2025. This is a tiered, variable rate account and the APYs and balance tiers may change without notice. The variable APY applicable to the account each day is determined by the ending daily collected balance, as shown above. The required minimum opening deposit is $1,500. For any month in which the account's average daily balance is below $5,000, a $14.95 fee will be applied. Fees may reduce earnings.
The quoted Business Money Market Account Annual Percentage Yields (APYs) are accurate as of 03/28/2025. This is a tiered, variable rate account and the APYs and balance tiers may change without notice. The variable APY applicable to the account each day is determined by the ending daily collected balance, as shown above. The required minimum opening deposit is $1,500. For any month in which the account's average daily balance is below $5,000, a $14.95 fee will be applied. Fees may reduce earnings.
The quoted Business CD Annual Percentage Yields (APYs) are accurate as of 03/28/2025. APYs assume interest remains on deposit until maturity. These APYs are applicable to all CD principal balances. The required minimum opening deposit is $1,500. Early withdrawal penalties apply. Fees may reduce earnings.
The quoted Business CDARS® CD Annual Percentage Yields (APYs) are accurate as of 03/28/2025 and assume that interest remains on deposit until maturity. APYs may change prior to account opening. The following funding limits apply per depositor, per CD term, per week, up to an overall funding limit through CDARS of $50 million: CD terms of 3 months are limited to $12M per week. CD terms of 6 months are limited to $12M per week. CD terms of 1 year are limited to $12M per week. CD terms of 2 years are limited to $1M per week. CD terms of 3 years are limited to $0.5M per week. Early withdrawal penalties apply. Fees may reduce earnings. A minimum deposit of $10,000 is required to open the CD. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. This agreement contains important information and conditions regarding the placement of funds by us. Business CDARS CDs are not funded and opened ("Placed") immediately. Deposits above single institution FDIC insurance limits will not benefit from higher insurance protection until the deposit is Placed. The date your funds are received sets the earliest time your deposit can be Placed. Business CDARS CDs are Placed each week on Thursdays or the first Business Day thereafter. CDARS is a registered service mark of IntraFi Network LLC.
The quoted EverBank PerformanceSM Cash Management Account Annual Percentage Yields (APYs) are accurate as of 03/28/2025. This is a tiered, variable rate account and the APYs and balance tiers may change without notice. The variable APY applicable to the account each day is determined by the ending daily collected balance as follows: 0.25% for $100,000 and up; 0.25% for $50,000 - $99,999.99; 0.25% for $25,000 - $49,999.99; 0.25% for $10,000 - $24,999.99; and 0.25% for balances under $10,000. The required minimum opening deposit is $0. Fees may reduce earnings.
The WorldCurrency Access® Deposit Accounts are tiered, variable rate accounts. Interest rates and Annual Percentage Yields (APYs) stated are accurate as of 03/28/2025. All interest rates, APYs, and tiers are subject to change without notice. The stated interest rates and APYs do not reflect any potential gains or losses associated with fluctuations in the market price of currency on deposit. Interest will be calculated and credited in the foreign currency in which the account is denominated. The required minimum opening deposit is $2,500 USD or $100 USD per month under our Automatic Purchase Plan. Fees may reduce earnings.
This account is denominated or partially denominated in a Non-Deliverable Currency ("NDC"). We cannot deliver NDCs to you. We cannot send you such currencies in physical form, by check, by wire or through any other method. This means that, if you open a NDC Account, you will be able to withdraw your funds only in U.S. dollars. If the NDC Exchange Rate that we can provide to you when you withdraw funds is less favorable to you than when you opened your NDC Account, you will lose money. Do not open a NDC Account if you cannot afford this risk of loss. See the Specific Terms - WorldCurrency® Deposit Accounts section in the Account Terms, Disclosures and Agreements Booklet for more information.
Any monthly maintenance fee charged to your account will be disclosed to you on your rate sheet at the time that you open your account, or on a separate disclosure that we will provide to you at least 30 days prior to imposing or changing any monthly maintenance fee. In addition, any monthly maintenance fee will be charged in the Foreign Currency in which the applicable WorldCurrency Access Deposit Account is denominated. See the Account Terms, Disclosures and Agreements Booklet for additional information regarding the monthly maintenance fee.
The WorldCurrency CD interest rates and Annual Percentage Yields (APYs) stated are accurate as of 03/28/2025. Interest rates and APYs may change without notice prior to the opening of the CD and do not reflect potential gains or losses associated with fluctuations in the market price of currency on deposit. The stated APY assumes interest remains on deposit until maturity. Interest will be calculated and credited in the foreign currency in which the account is denominated. The required minimum opening deposit is $10,000 USD. Early withdrawal penalties apply. Fees may reduce earnings.
WorldCurrency CD Basket interest rates and Annual Percentage Yields (APYs) stated are accurate as of 03/28/2025. Interest rates and APYs may change without notice prior to the opening of the CD. The stated APY assumes that interest remains on deposit until maturity. The stated interest rates and APYs do not reflect the potential gains or losses associated with fluctuations in the market price of currencies on deposit. Interest earned on your CD Basket will be calculated on and paid in additional units of the CD. Each unit is made up of each of the currencies listed above in accordance with the percentages specified. At maturity, your units can be rolled over into a new CD Basket or converted to U.S. dollars at an Exchange Rate that blends the Market Rate of each currency in accordance with that currency's weighting and also includes our Spread. See the Account Terms, Disclosures and Agreements Booklet for defined terms and more information. The required minimum opening deposit is $20,000 USD. Early withdrawal penalties apply. Fees may reduce earnings.